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Free Terms and Conditions Generator

The agreement between you and your users — accounts, payments, liability and termination — generated from how your business actually works.

Create your terms and conditionsSee a sample
  • Free to create and download
  • No account needed
  • 17 questions

Explore the features

  • 17 short questions

    Answer in plain language and your terms and conditions is assembled from them.

  • Only what applies

    Clauses appear when your answers switch them on, including EU, UK and California wording where a policy has it.

  • Guidance as you go

    Plain-language hints on the questions, and a note wherever the law makes an answer matter.

  • Copy, download or host

    HTML, Markdown, plain text or PDF, free. Hosting at a permanent link is optional.

What's inside

7 sections, assembled clause by clause.

There is no master template with blanks. Each section is built from the clauses your answers switch on — a clause that does not apply to you is simply not there.

  1. 01

    Agreement

    • Our mobile appIf it applies
    • Eligibility
  2. 02

    Accounts

    • Your accountIf it applies
  3. 03

    Acceptable Use

    • Acceptable use
  4. 04

    Content

    • Content you post$14
    • Our intellectual property
    • Feedback and suggestions$14
  5. 05

    Payments

    • Fees and payment$14
    • Subscriptions and renewal$14
    • RefundsIf it applies
    • Promotions, contests and sweepstakes$14
  6. 06

    Liability and Termination

    • Service availability
    • Disclaimer
    • Limitation of liability
    • Indemnity for business usersIf it applies
    • Your statutory rights$34
    • Termination
  7. 07

    General

    • Privacy
    • Changes to these terms
    • Governing law
    • Other important termsIf it applies
    • Contact us
Who it's for

Written for how you actually run your site.

Online stores and paid services

Set out how payment, delivery and cancellation work, consistent with your refund policy.

Sites with user accounts

Account responsibilities, suspension and termination — what makes enforcing your rules fair rather than arbitrary.

Platforms with user content

Who owns what users post, the licence you need to show it, and what happens when it breaks the rules.

How it works

From blank page to published in minutes.

  1. 1

    Pick your policy

    Privacy policy, terms, cookie policy, refunds and more. You answer only the questions that policy needs.

    The Policy Monster policy picker, listing seven policy types with their prices.
  2. 2

    Answer 17 questions

    Plain questions about your business, with a note on why each one matters. Any paid clause shows its price beside the answer.

    The questions step: where your customers are, whether you collect email addresses, whether you use analytics.
  3. 3

    Copy, download or host it

    Copy the HTML, or download HTML, Markdown, text, PDF or Word. A policy with paid clauses can also be hosted at a permanent link that is updated for you.

    A finished privacy policy with copy, download and hosting options beside a preview.
What we ask

Only the questions this policy needs.

  • Where will this policy be used?
  • What is your app called?
  • Where can people download it?
  • Where are your customers or users?
  • Which law governs your terms?
  • What is the minimum age to use your service?
  • Can users create accounts?
  • Can users post or upload their own content?
  • Do you offer recurring subscriptions?
  • Can users pay for products or services?
  • Do you offer refunds?
  • If people send you feedback or suggestions, do you want to use it freely?
  • Do you run promotions, contests or sweepstakes?
  • Besides email, how else can people contact you?
  • What is the link to your contact page?
  • What phone number should people call?
  • What postal address should people write to?
FAQ

Terms and Conditions questions, answered.

What is the difference between terms and a privacy policy?

Terms and conditions are the contract for using your service; a privacy policy explains how you handle personal data. They answer different questions, so most sites publish both.

Can I choose the governing law?

Yes. One of the questions asks which law governs the agreement, and that choice is written into the general terms.

Is the terms and conditions generator free?

Yes. Creating, copying and downloading your terms and conditions is free. A few specialist clauses — payments, subscriptions, user-generated content, use of feedback, promotions and contests, gdpr wording (european union), uk gdpr wording — are paid, from $14, and only if your answers need them. Prices are shown next to each answer before you pay.

Do I need an account?

Not for a free policy — you can create one as a guest. An account is needed to pay for clauses, to host a policy, or to come back and edit it later.

Can I copy and paste it into my website?

Yes. Copy the HTML into a page on your site, or download it as HTML, Markdown, plain text or PDF.

Can I link to it instead?

Yes, once it includes a paid clause: a paid policy can be hosted at a permanent URL you link from your footer, and is updated for you when its clauses are revised. Every published version is kept. Free policies are copied or downloaded.

Is this legal advice?

No. Policy Monster is not a law firm and does not give legal advice. The generator assembles a document from your answers; for advice about your own situation, speak to a qualified lawyer.

From the blog

Plain-language guides to website policies.

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Everything else your website needs.

Your terms and conditions, ready in minutes.

Free to create, copy and download. No account needed. Paid clauses come with hosting.

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